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Select the one that best suits your needs from our insurance offer. Are you a student? If you have a family or a company, you will find exactly the right insurance for you here, tailored to your need

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CLUB Over 51

Thanks to compulsory healthcare insurance, everyone residing in Switzerland has access to a good healthcare system that includes medical care, pharmacies and, if necessary, hospital services. You can find out more about your health insurance, benefits, tariffs, premiums and premium comparisons from our advisors.

Health insurance premiums 2022

All health insurers who carry out compulsory the basic insurance KVG health care insurance must take over the same statutory scope of services. According to the law, the KVG only accepts services that are effective, appropriate and economical. Health insurance is compulsory in Switzerland. Health insurance (KVG) covers all costs for the entire treatment of the disease, including the necessary diagnostic measures, medication, preventive care, aftercare, etc. Basic insurance covers the costs of treatment and necessary medication. Compulsory insurance offers the same benefits in all insurance companies

Rates 2022

In recent years we have paid more and more for health insurance, although our salaries remain the same. There are many ways to lower your mandatory health insurance premium.

Save on basic health insurance premiums

With the health insurance comparison, you can save an average of 1,000 francs in premiums per year with the same benefits. Why pay more?

Exclusion of accident coverage

The Accident Insurance Act stipulates that your employer insures you against occupational and non-occupational accidents if you work at least eight hours a week.

Choosing a higher deductible

In the regular insurance, the deductible (annual amount with which you contribute to the costs) is 300 CHF for adults (CHF 0 for children). You can choose a higher franchise and pay lower premiums for it.

 Family doctor model

By choosing the family doctor model, you undertake to always consult your family doctor first, except in emergencies and consultations with an ophthalmologist, dentist and gynecologist.

 Check your entitlement to premium reductions

People in modest economic circumstances are entitled to contributions to their health insurance premiums. Have you just settled in Switzerland?  Health insurance is compulsory in Switzerland, so you must take out insurance if you are domiciled in  Switzerland. Insurance coverage is individual.

New in Switzerland

Just arrived in Switzerland?  We can offer you a health insurance offer for a « New in Switzerland » package that includes everything you need for your new life in Switzerland.

We are at your disposal for questions and further information. To make your quality of life more comfortable and pleasant. With our consultants you will find comprehensive insurance solutions that can be flexibly adapted to your needs. Here you can request an offer for the cheapest health insurance in your region.

Term of three months

You must take out your health insurance within three months of your arrival in Switzerland. The competent cantonal authorities supervise compliance with the insurance obligation, which in most cases requires a copy of the policy or a copy of the insurance card.

Health insurance - costs and benefits?

As an insured, you have to pay a monthly premium for health insurance. The cost of premiums is not the same for everyone, it depends on the health insurance company, the place of residence and the age of the insured. For children and young people the prizes are cheaper.

What is the deductible?

The deductible is the annual amount with which you have to contribute to the costs of medical services, the mandatory one is 300 CHF for adults and none for children. Once this amount is reached, the health insurance company provides its benefits. You can choose a higher deductible and pay lower premiums.

Are you studying in Switzerland ? And need a cost-effective and complete health insurance? We offer you an ideal insurance package with additional services that includes everything you need as a student in Switzerland. Know more

Would you like to change your health insurance ? Do you need help in the transition phase? Do you feel lost with all the information and red tape? Know more


The situation is back to normal and the responsibility to adopt measures to protect public health will be new to the Cantonis in the first place, but it is always appropriate to maintain a high level of vigilance. Thanks to all the high rates of immunization in the population, there was no new significant increase in infections.

Our specialists are at your disposal for a personal discussion and they will advise you on the current market, completely free and without obligation.

Do you want to know more ? Please contact us.


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